IntelliFNOL™ is a smart product that focuses on commercial lines in property & casualty insurance. It is a robust and powerful early loss reporting tool that directly addresses timely data collection with a policy coverage check, unlimited photo and video capture, configurable workflow and a seamless on demand customer configurable set of data elements. IntelliFNOL may be integrated with existing claims workflow greatly enhancing the FNOL function, improving fraud detection, enhancing customer/policyholder satisfaction and improving accuracy. We believe that insurance carriers, self-insureds and municipalities will benefit significantly by implementing this tool. Most claim processing organizations provide their policy holders/customers/employees with some sort of a web reporting capability to process a first notice of loss (FNOL). Some may even provide a static mobile app for video streaming. However, very few offer an intelligent smartphone app to expedite early loss reporting. IntelliFNOL is a combination of an iPhone/Android app that works seamlessly with a Cloud based web application.

Some key features are:

Provide a capability to report a loss to a carrier, self-insured, or municipality’s claim system in minutes

Leverage artificial intelligence smart algorithms to increase the accuracy of the early loss report

Enables an early policy coverage check for carriers or a retention check in case of self-insureds

Enhance accuracy and quick claim resolution through our photo, audio and video capture capability

Early identification of potential fraud

Geocoding of the incident provides an additional fraud check

Early identification of subrogation opportunities

Locate a preferred health care provider if an injury has occurred using the smartphone map and direction features

Enhance value to policyholders, self-insureds and municipalities by speeding up the claim payment process

Reduce chances of litigation by eliminating confusion and frustration with involved parties by providing a timely reporting capability